* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.
Cut your student loan payments!
Combine your eligible federal student loans into one easy-to-manage student loan with just one monthly payment, and you could substantially lower your monthly payment with NextStudent’s Federal Student Loan Consolidation Program.
- Fixed interest rates
- No credit checks
- No application fees
- No prepayment penalties
- Fast and easy online application with e-signature
Simplify your life.
The thought of repaying thousands of dollars of student loan debt can be overwhelming, especially when you have multiple student loans with several different lenders or servicers.
Make repayment easy for yourself. Consolidating your student loans lets you combine all your eligible federal college loans into one single student loan.
One monthly bill. One monthly payment. Simple.
What’s a student loan consolidation loan?
Federal Consolidation Loans are federally guaranteed student loans that allow qualifying borrowers to combine their eligible federal student loans into a single fixed-rate loan.
By consolidating your student loans, you could get up to 20 more years to repay, and you could substantially lower your monthly student loan payments.
Looking for credit card debt consolidation? Debt settlement offers a no-loan alternative to debt consolidation programs.
